^ Specialist subject, the bleedin' obvious.DevanTracy wrote: ↑Sun May 31, 2020 10:10 pmOne of the problems with having money is to manage it well.
At a minimum to preserv the purchasing power through time. Ideally growing it without risking losing your capital.
A general rule of thumb is 6 months of expenses in cash for emergencies. This can be in a bank account or physical cash.
It's probably not worth keeping more than 6 month's worth in cash, as government money loses purchasing power through inflation by default.
Store the rest of your value in: gold bullion, government bonds, stocks, bitcoin. Those are passive investments. Risk and allocation depends on you.
Active investments could involve a business operation.
Don't really agree with your ideas of passive investments though.
Beyond land/real estate in a rising market I can't think of one, and certainly not bullion. You'd have had to ride that pretty hard over the last few years and certainly the next few to stay on top.